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Hi All,

I'm 25 and not in the property market.
My 'share portfolio' consists of NAB and VOC at the moment. This is accounts for about 5% of my dollary doo's (95% cash atm.)

I've begun thinking about progressively investing into ASX:VAS, over the next 12 -24 months, and putting my reducing my cash down to 10%. Progressively investing as we head into a downswing and averaging as I go.
A term deposit will see me in line with inflation, yet perhaps this is the best approach if I do decide to...

Rethinking what to do with my money?

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